College Student Credit Cards

By -
College student credit cards are available for college students and help them in establishing their credit rating early in life. College students can avail of the numerous facilities online to choose an appropriate college student credit card. Usually credit card companies solicit students to apply for their cards. The important facts to take into consideration while selecting a card are, the annual percentage rate (APR), the grace period, the follow up APR, and whether the card has an annual fee. A student card with a zero percent introductory rate is the best for students. It is also advisable to find out about additional fees the company may charge as over-the-limit fee or late fee.

College student credit cards mostly do not stipulate a minimum income or a co-signer. These are issued on the student's own credentials. Many of the college student credit cards guarantee acceptance at many convenient locations, ask for no annual fee and offer dedicated customer service. Other features that attract students are variety of designs, free membership in rewards programs, points for every dollar spent and such others. While choosing a college student credit card, students can look out for cards that offer protection against fraud, travel and emergency assistance services, auto rental insurance protection and travel accident insurance. A card with a lower interest rate is the best for those who plan to carry a monthly revolving balance.

College students should be warned that merely holding a college student credit card is no permanent solution to the financing of their education. It is important that they understand the difference between money available via credit cards and money they have as actual bank balance. Holding multiple credit cards can also be troublesome, since by the time of graduation they may have accumulated considerable debts.

Comments

Post a Comment

Popular posts from this blog

5 Benefits of Going to College During the Summer

By -
Image
Just going to college in the summer doesn't automatically put your student on a "preferred" list at any college. You have to have a specific reason for going, such as taking a course because a scheduling conflict during your child's junior year prevented him or her from taking a needed AP or Honors course, or your student simply needs to find out if s/he really wants to go to college. Buy Your College Backpacks from Amazon.com Here are 5 benefits for taking a college course during the summer between junior and senior years: 1. Colleges will be impressed that you took initiative to "make up" what you missed (translation: you didn't use the standard excuse of bad scheduling to NOT take an AP or Honors course, or that a 2nd AP course was never offered); 2. Colleges will see that you challenged yourself at a time when the beach was more appealing (translation: you demonstrated a high level of maturity and focus that are not always evident on a coll
Read more

College Tips To Get Better Grades

By -
Image
In this article I'm going to talk about college tips to get better grades. College is one of the best times of your life. You should definitely have as much fun as you can, but more importantly, try and get all your work done and try to do your best in your studies. Below are some tips to help you get better grades. Actually Learn In Class, Don't Just Passively Listen - One of the best ways you can start learning the material better is to actively try and learn the material when you're in class. If you think about it, it's actually a lot more time efficient to do it this way. I know a lot of people who go to class, passively listen, and not learn that much along the way. They have to go back and read their class notes, read and take even more notes in their textbook, when they could have just learned it all at once during class. When you really learn the material in class, by the time you actually have to study for the exam, you won't have to study as long and a
Read more

Find Perfect College - Tips and Resources

By -
Image
An old saying shares that the most important thing that a man can ever possess is his education. His wealth can be taken away; his freedom may be compromised, but as long as a person is educated and continues to develop a thirst for knowledge, then that person can always find success wherever he goes. This is an important mindset to remember when you help someone find perfect college for him. The search may be long and arduous, but as long as he has this mindset he will never be too tired to look for the perfect college. If you have been asked by some high school graduates to find perfect college for them, then you are in the perfect position to do so. Listed below are some considerations that must be kept in mind in choosing the ideal one, and a few internet resources to help in the college search. The first piece of advice you must give them is that they must be completely sure of the degree they want to pursue. They must already have an end in mind, and that is graduating with a
Read more